| Feature | Deriv | Trading 212 |
|---|---|---|
| Year Founded | 1999 | 2004 |
| Regulation | Regulated by multiple authorities, including the Malta Financial Services Authority (MFSA) and the Vanuatu Financial Services Commission (VFSC) | Authorized by the Financial Conduct Authority (FCA) in the UK and the Cyprus Securities and Exchange Commission (CySEC) |
| Trading Instruments | Forex, commodities, cryptocurrencies, synthetic indices | CFDs on forex, commodities, indices, shares, ETFs |
| Number of Tradable Assets | Over 100 | Nearly 10,000 |
| Trading Platforms | Proprietary platforms: DTrader, DBot, Deriv MT5 (DMT5) | Proprietary web and mobile platforms |
| Minimum Deposit | $5 | € 10 |
| Spreads | Variable, starting from 0.5 pips | Average spread for EUR/USD is 1.9 pips |
| Commission Fees | Generally commission-free; fees may apply for specific account types | Zero-commission trading; profits derived from spreads |
| Leverage | Up to 1:1000 | Up to 1:30 (retail clients) |
| Deposit Methods | Bank wire, credit/debit cards, e-wallets, cryptocurrencies | Bank wire, credit/debit cards, PayPal, various e-wallets |
| Withdrawal Methods | Same as deposit methods | Same as deposit methods |
| Account Types | Standard, Financial STP, Synthetic | Invest (for trading shares), CFD (for trading CFDs) |
| Demo Account | Yes | Yes |
| Educational Resources | Tutorials, webinars, trading guides | Educational videos, community forum |
| Customer Support | 24/7 via live chat and email | 24/7 via email |
| Mobile Trading | Yes, through Deriv GO app | Yes, proprietary mobile app |
| Social/Copy Trading | No | No |
| Research Tools | Limited; focus on self-directed trading | Economic calendar, market sentiment tools |
| Additional Features | Automated trading with DBot | Indemnity insurance up to €1,000,000 per client |
| Asset Ownership | Does not offer direct ownership of stocks or assets | Offers real stock and ETF investments (Trading 212 Invest) |
| Market Execution Type | Market execution, instant execution | Market execution |
| Order Types | Market, limit, stop-loss, take-profit | Market, limit, stop-loss, take-profit, trailing stop |
| Algo/Automated Trading | Supports automated trading via DBot and APIs | No built-in algo trading but allows integration with external tools |
| Hedging Allowed | Yes | No, hedging is restricted for CFD accounts |
| Scalping Allowed | Yes | Yes |
| Negative Balance Protection | Yes | Yes |
| Margin Call & Stop Out Levels | Margin call at 100%, stop-out at 50% | Margin call at 50%, stop-out at 25% |
| Swap-Free (Islamic) Accounts | No | No |
| Fractional Shares | No | Yes |
| Staking/Crypto Wallet | No built-in staking, but crypto deposits/withdrawals are supported | No cryptocurrency trading or staking available |
| Dividend Payments | Not applicable | Yes, for real stock and ETF investments |
| Regulatory Compensation Scheme | No | FSCS protection (up to £85,000 for UK clients) |
| API Trading Support | Yes, offers API access | No official API access |
| Spread Betting | No | No |
| Direct Market Access (DMA) | No | No |
| Multi-Currency Accounts | Yes, supports various currencies including USD, EUR, GBP | No, accounts are in base currencies like EUR, GBP, and USD |
| User Community/Forum | No dedicated forum | Yes, active community forum |
| Account Verification Time | Typically processed within 24 hours | Usually takes 1–3 business days |
| Trading Contests or Promotions | Occasionally offers trading challenges | No promotional contests |
| Local Bank Transfer Support | Available in select countries | Available in select regions |
| Inactivity Fee | Yes, charged after 12 months of inactivity | No inactivity fees |
| Market Access | Focuses on forex, commodities, synthetic indices, and crypto derivatives | Provides access to global stock markets, ETFs, forex, and CFDs |
| Execution Speed | Optimized for fast trade execution, especially in synthetic indices | High-speed execution with proprietary infrastructure |
| Charting Tools | Basic charting tools with essential indicators | Advanced charting tools with multiple timeframes and technical analysis options |
| Trading Hours | 24/7 for synthetic indices and cryptocurrencies; forex and commodities follow market hours | Follows market hours for stocks and forex; limited CFD availability over weekends |
| ETF Trading | Not available | Offers commission-free ETF trading |
| Index Trading | Provides synthetic indices that simulate real market volatility | Allows trading of major global indices like S&P 500, NASDAQ 100, and FTSE 100 |
| Deposit Processing Time | Instantly for e-wallets and crypto; 1–3 business days for bank transfers | Instant for most methods, bank transfers may take 2–5 business days |
| Withdrawal Processing Time | Usually processed within 1 business day | Typically processed within 1–2 business days |
| Trading Fees Structure | Primarily spread-based, overnight fees apply on leveraged trades | Commission-free for stocks and ETFs, spreads apply for CFD trading |
| Volatility Index Trading | Provides unique synthetic indices that simulate different market conditions | Does not offer synthetic indices |
| Regulatory Restrictions | Not available in some regions due to local regulations | Restricted in certain countries due to regulatory requirements |
| Mobile App Functionality | Mobile app includes DTrader and Deriv GO with simplified interfaces | Full trading functionality with advanced tools and real-time data on mobile |
| Leverage Customization | Allows flexible leverage adjustment depending on account type and jurisdiction | Fixed leverage settings based on regulatory guidelines |
| Trading Signals & Indicators | Basic trading indicators available, no integrated trading signals | Provides real-time market sentiment data and technical indicators |
| Custom Indicator Support | Limited custom indicator support | Allows users to add custom indicators in advanced charts |
| Paper Trading (Practice Mode) | Fully functional demo mode with virtual funds | Unlimited demo trading available for CFD accounts |
| AI or ML Trading Features | No built-in AI-driven tools | No AI-based trading features |
| News & Economic Calendar | Basic market updates available on the platform | Integrated economic calendar with key market events |
| Localization & Language Support | Supports multiple languages, including major global languages | Available in over 10 languages, tailored for global users |
| Support for High-Frequency Trading (HFT) | Limited support for extremely fast trading strategies | Not optimized for HFT but allows fast execution for retail traders |
| VIP or Premium Accounts | No specific VIP program, but some accounts offer better trading conditions | No VIP program, but high-volume traders benefit from reduced spreads |
Deriv specializes in derivatives, synthetic indices, and high-leverage trading, while Trading 212 offers commission-free stock and ETF investments with a broader asset selection. Trading 212 is ideal for long-term investors, whereas Deriv suits traders seeking unique market conditions and automation.