| Feature | Deriv | 5paisa |
|---|---|---|
| Company Overview | Established in 1999, Deriv is a global online trading platform offering services in forex, commodities, cryptocurrencies, and synthetic indices. | Launched in 2016, 5paisa is an Indian discount brokerage firm providing services in equities, derivatives, commodities, and mutual funds. |
| Regulatory Status | Operates under multiple jurisdictions, including the Malta Financial Services Authority (MFSA) and the Labuan Financial Services Authority (LFSA). | Registered with the Securities and Exchange Board of India (SEBI) and is a member of BSE, NSE, and MCX. |
| Account Types | Offers Standard, Advanced, and Synthetic accounts tailored to different trading needs. | Provides Demat and Trading accounts with various subscription plans like Basic, Power Investor, and Ultra Trader. |
| Trading Platforms | Proprietary platforms include DTrader, DBot, and Deriv MT5 (DMT5). | Offers platforms like 5paisa Mobile App, Trade Station Web, and Trade Station EXE. |
| Asset Classes | Forex, commodities, cryptocurrencies, synthetic indices. | Equities, derivatives, commodities, currencies, mutual funds, IPOs, ETFs. |
| Brokerage Fees | Competitive spreads; no explicit commission on trades. | Flat fee of ₹20 per executed order across segments. |
| Leverage | Up to 1:1000, varying by asset and jurisdiction. | Up to 1:15 for intraday equity trading; varies for other segments. |
| Deposit and Withdrawal Methods | Bank wire, credit/debit cards, e-wallets like Skrill and Neteller, cryptocurrencies. | Net banking, UPI, NEFT/RTGS, debit cards. |
| Customer Support | 24/7 support via live chat and email. | Support available through phone, email, and chat during business hours. |
| Educational Resources | Comprehensive tutorials, webinars, and market news. | Offers blogs, tutorials, and advisory services. |
| Additional Features | Automated trading with DBot, synthetic indices exclusive to Deriv. | Research reports, portfolio analytics, robo-advisory services. |
| Account Opening Process | Fully online, requires identity verification, takes a few minutes. | Fully online, requires Aadhaar-based e-KYC, takes a few hours to a day. |
| Minimum Deposit | No fixed minimum deposit (varies by payment method). | ₹450 for account opening, no minimum deposit for trading. |
| Order Execution Speed | Fast execution with AI-based trading algorithms. | High-speed execution with direct market access. |
| Margin Trading | Available with high leverage, depending on jurisdiction. | Available with margin funding options for stocks and F&O. |
| Mutual Fund Investment | Not available. | Available with direct and regular mutual fund options. |
| Fractional Shares Trading | Not available. | Not available (only full shares can be purchased). |
| Currency Trading | Yes, major and minor forex pairs available. | Yes, INR pairs like USD/INR, EUR/INR, GBP/INR, JPY/INR. |
| Commodity Trading | Yes, includes gold, silver, and oil. | Yes, includes MCX-listed commodities like gold, crude oil, and metals. |
| Options Trading | Yes, available on forex and synthetic indices. | Yes, available for stocks, indices, and currencies on NSE/BSE. |
| Futures Trading | Available on forex and commodities. | Available on stocks, indices, and commodities via NSE/BSE/MCX. |
| Crypto Trading | Yes, supports BTC, ETH, LTC, USDT, and more. | Not available (crypto trading is not allowed under SEBI regulations). |
| Algo & API Trading | Supports automated trading via DBot and API integration. | Provides API access for algo trading, integrated with tools like SmartAPI. |
| Mobile Trading App | Yes, available for iOS and Android. | Yes, 5paisa trading app available for iOS and Android. |
| Stock Market Investment | Not available (only derivatives trading). | Available (invest in equity, ETFs, and IPOs). |
| Advisory Services | No, self-directed trading only. | Yes, offers paid research and advisory services. |
| Robo-Advisory | No, only manual and algorithmic trading tools. | Yes, robo-advisory for mutual fund investments. |
| P2P Lending or Social Trading | Not available. | Not available. |
| Hedging Options | Available for forex and commodities. | Available for stocks and derivatives. |
| User Interface & Customization | Highly customizable trading interface. | Moderate customization in the app and web platform. |
| Taxation & Reports | Provides basic trade history reports. | Provides detailed tax reports, capital gains calculations, and P&L statements. |
| Regulatory Compliance | Complies with multiple international regulators. | Strictly follows SEBI, NSE, BSE, and MCX regulations. |
| Platform Stability & Reliability | Excellent uptime and stable servers globally. | Stable with occasional downtime during peak market volatility. |
| Backtesting Capabilities | Yes, available via Deriv MT5 and DBot (algorithm testing). | Limited, third-party integration required for advanced backtests. |
| Charting & Technical Analysis | Advanced charting integrated with indicators, drawing tools, candlesticks. | Robust technical analysis tools with TradingView integration. |
| News & Market Analysis | Limited market analysis, primarily technical. | Comprehensive news updates, market insights, and financial reports. |
| Research & Reports | No detailed fundamental reports (mainly technical analysis). | Offers fundamental research reports, company financial data, quarterly reports. |
| Virtual or Demo Account | Free unlimited demo account with virtual currency. | Demo account available, but with limited functionality and period. |
| Community or Forum Support | Active international trading community available online. | Limited to Indian traders; no official trading community. |
| Dividend Investment & Tracking | Not applicable (no equity investment). | Dividend tracking available in portfolio analytics. |
| Bond Investments | Not available. | Available; includes corporate and government bonds. |
| IPO Investment | Not available. | IPO application directly through platform with updates. |
| NRI Trading Facilities | Not specifically designed for NRIs. | Dedicated NRI services with specialized assistance. |
| International Stock Trading | No direct stock trading available. | Limited; provides international ETFs, but not direct stock investing. |
| Portfolio Management Service (PMS) | Not offered. | Available through associated services and third-party integrations. |
| Alerts & Notifications | Real-time price alerts and trading notifications available. | Price alerts, market news, and trade execution notifications. |
| Risk Management Features | Advanced risk management including stop-loss, take-profit, guaranteed stops. | Basic risk management tools like standard stop-loss and trailing stops. |
| Custom Indicators & Scripts | Supported via Deriv MT5 (MQL5 scripting). | Limited support, primarily via third-party TradingView integration. |
| Account Maintenance Charges (AMC) | No AMC charges. | ₹25+GST per month for Demat accounts (₹300+GST per year). |
| Currency Conversion Fees | Moderate, clearly defined currency conversion spreads. | Applicable only for currency derivatives; no currency conversion required domestically. |
| Platform Security Features | SSL encryption, two-factor authentication (2FA). | SSL encryption, two-factor authentication (2FA), biometric login (fingerprint/face ID). |
| Inactivity Fees | No inactivity fees. | No inactivity fees. |
| Referral or Affiliate Program | Yes, robust affiliate and partnership programs available. | Limited referral program with incentives. |
| Social Media Integration | Limited integration; no direct social trading features. | Basic social sharing for portfolio achievements and performance updates. |
| Languages Supported | Multiple international languages supported (English, Spanish, Portuguese, French, Arabic, etc.). | Primarily English and multiple Indian regional languages. |
| Promotions & Bonuses | Occasional trading promotions and deposit bonuses. | Limited promotions; occasional referral bonuses and special offers. |
| Compliance & Dispute Resolution | International dispute resolution through regulatory bodies (MFSA, LFSA). | SEBI-regulated; investor grievance resolution via SEBI’s SCORES platform. |
| Environmental Sustainability | No stated sustainability or ESG policy. | Basic ESG-focused investment opportunities via thematic funds. |
| Customization of Alerts | Highly customizable alerts for price movements and positions. | Basic customization of alerts for trade and portfolio updates. |
Deriv is a global trading platform specializing in forex, commodities, and synthetic indices, offering high leverage and automated trading. 5paisa is an Indian discount broker focused on equities, derivatives, and mutual funds, with SEBI regulation and strong research tools.