| Feature | eToro | Trading 212 |
|---|---|---|
| Platform Type | Multi-asset brokerage, Social trading platform | Multi-asset trading platform |
| Account Types | Retail, Professional, Islamic accounts (swap-free), Corporate accounts | Retail, ISA (UK only), CFD accounts |
| Regulation | FCA (UK), CySEC (EU), ASIC (Australia), SEC/FINRA (USA) | FCA (UK), CySEC (EU), FSC (Bulgaria) |
| Assets Available | Stocks, ETFs, CFDs, Cryptocurrencies, Commodities, Forex, Indices | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Cryptocurrencies |
| Fractional Shares | Yes | Yes |
| Minimum Deposit | $50 - $1,000 (varies by country) | £1/$1/€1 |
| Commission-Free Trading | Yes (on stocks and ETFs, non-leveraged positions) | Yes (for stocks and ETFs) |
| Spreads | Variable spreads (depends on asset type) | Competitive spreads (depends on asset type) |
| Leverage | Up to 30:1 (retail), Up to 400:1 (pro) | Up to 30:1 (retail), Higher for professional accounts |
| Trading Fees | No commission on stocks, Spread-based fees on CFDs and forex | No commission on stocks, Spread-based fees on CFDs and forex |
| Inactivity Fee | $10 per month after 12 months inactivity | None |
| Deposit Fee | None (USD only), Currency conversion fees apply | None |
| Withdrawal Fee | $5 per withdrawal | None |
| Platforms | Web platform, Mobile app, Desktop app | Web platform, Mobile app (iOS and Android) |
| Copy Trading | Yes (CopyTrader and CopyPortfolios) | No |
| Auto-Invest Features | Yes (via Smart Portfolios) | Yes (Pie and Auto-Invest feature) |
| Charting Tools | Advanced interactive charts, Indicators | Advanced interactive charts, Custom pie visualizations |
| Educational Tools | Blog, Webinars, Market news, Trading Academy | Webinars, Tutorials, Economic calendar |
| Demo Account | Yes (with $100,000 virtual funds) | Yes (with £50,000 virtual funds) |
| Cryptocurrencies | Yes (BTC, ETH, ADA, and more) | Yes (BTC, ETH, LTC, and more) |
| Forex Trading | Yes | Yes |
| CFD Trading | Yes | Yes |
| Stock Trading | Yes | Yes |
| ETF Trading | Yes | Yes |
| User Interface | Social and interactive layout with feeds and copying options | Clean interface with customizable pies for portfolio management |
| Social Features | Yes (Public profiles, discussion, copy portfolios) | No (Private trading only) |
| Mobile App Rating | 4.2/5 (iOS and Android) | 4.5/5 (iOS and Android) |
| Customer Support | 24/5 live chat, Ticketing system, Help center | 24/7 live chat, FAQ knowledge base |
| Supported Currencies | USD base currency only (for accounts) | Multiple base currencies (GBP, USD, EUR, etc.) |
| Tax Reporting Tools | Limited tax reporting tools | Comprehensive tax statements and export options |
| Security | 2FA, SSL encryption, Tier-1 banks for client funds | 2FA, SSL encryption, Negative balance protection |
| Geographic Availability | 140+ countries, Restrictions in some regions (e.g., US CFDs) | Available in the UK, EU, and select global regions |
| Additional Features | Social sentiment tools, Market research insights | Investment pies, Auto-rebalancing of portfolios |
| Order Types | Market, Limit, Stop Loss, Take Profit, Trailing Stop | Market, Limit, Stop, Stop-Loss, Take-Profit |
| Recurring Investments | Yes (via CopyPortfolios and manual setup) | Yes (via Auto-Invest pies) |
| Currency Conversion Fees | Yes (non-USD deposits incur conversion fees) | Yes (if trading in different currencies) |
| Portfolio Diversification Tools | Smart Portfolios (thematic investments) | Investment Pies (customizable groupings) |
| Dividend Reinvestment | No automatic DRIP, dividends paid in cash | No automatic DRIP, dividends paid in cash |
| Market Execution Speed | Fast, but can vary during high volatility | Fast, optimized for quick trade execution |
| IPO Access | No direct IPO access | No direct IPO access |
| Thematic Investing | Yes (thematic CopyPortfolios in crypto, stocks, and more) | Yes (via customizable investment pies) |
| Hedging Capability | Yes (using CFDs and forex) | Yes (CFD hedging available) |
| Staking Services | Yes (for certain cryptocurrencies) | No |
| Interest on Cash Balance | No interest on uninvested funds | No interest on uninvested funds |
| Advanced Analytics | Sentiment analysis, Social metrics, Analyst recommendations | Portfolio performance tracking, Price alerts |
| Risk Management Tools | Stop Loss, Trailing Stop Loss, CopyStopLoss | Stop Loss, Portfolio auto-balancing, Price Alerts |
| Rebalancing Features | No automatic rebalancing of CopyPortfolios | Yes (Auto-rebalance for pies) |
| Execution Model | Market Maker model | Direct Market Access (for investing accounts), Market Maker (for CFDs) |
| Deposit Methods | Bank transfer, Credit/Debit card, PayPal, Skrill, Neteller, Others | Bank transfer, Credit/Debit card, Apple Pay, Google Pay, PayPal |
| Withdrawal Methods | Bank transfer, Credit/Debit card, PayPal, Skrill, Neteller | Bank transfer, Credit/Debit card, PayPal |
| Account Opening Speed | Fast (usually same-day verification) | Fast (usually same-day verification) |
| Third-Party Integrations | No third-party tool integration | No API or third-party tool integration |
| ESG Investing Options | Yes (dedicated sustainable CopyPortfolios) | No specific ESG pie but customizable |
| Referral Program | Yes ($10-$50 referral bonus, varies by country) | Yes (usually monetary bonuses) |
| Regulatory Protections | Investor Compensation Scheme (depending on region) | Investor Compensation Scheme (depending on region) |
| Taxation Reports | Basic CSV export, No automatic tax calculations | Comprehensive PDF/CSV reports for portfolio history |
| Margin Trading | Yes (CFD margin for retail and pro users) | Yes (CFD margin accounts) |
| Options Trading | No | No |
| News and Research | Real-time market news, Analyst reports | News headlines, Economic calendar |
| Sentiment Indicators | Yes (community-based data) | No |
| Bonus Programs | Yes (varies based on region) | No |
| Corporate Account Support | Yes (for eligible businesses) | No |
| Account Base Currency Change | No (USD only, requires a new account to change) | Yes (multiple base currencies supported during sign-up) |
| Market Hours Support | Pre-market, Regular, Post-market (for CFDs and stocks) | Regular trading hours (depends on exchange) |
| Access to International Markets | Yes (US, EU, Asia, UK, and more) | Yes (US, EU, UK, and more) |
| Islamic (Swap-Free) Account | Yes (available upon request) | No |
| Custom Alerts | Price alerts via app notifications and email | Price alerts via app notifications and email |
| Custom Watchlists | Yes | Yes |
| Asset Filtering Options | Yes (by market, performance, volatility, etc.) | Yes (by categories and asset types) |
| Mobile App Customization | Limited customization (color schemes fixed) | Customizable dashboards and pie themes |
| Order Execution Type | Instant execution with potential slippage during volatility | Instant execution with low slippage |
| User Reviews and Feedback Integration | Yes (discussions and comments on assets) | No (private and silent trading) |
| Direct Stock Ownership | Yes (on non-CFD positions) | Yes (on non-CFD stock positions) |
| CFD Overnight Fees | Yes (varies based on position size and leverage) | Yes (varies by asset and leverage used) |
| Cash-Out (Partial Position Close) | Yes (manual close of part of a position) | Yes (adjustable during closing) |
| User Rankings | Yes (Top traders, public leaderboards) | No |
| Social Trading Metrics | Yes (followers, copiers, AUM data) | No |
| Regulation by Tier 1 Authorities | Yes (FCA, ASIC, CySEC, SEC) | Yes (FCA, CySEC) |
| Corporate Actions (Dividends, Stock Splits) | Supported (dividends paid as cash, split auto-adjusted) | Supported (cash dividends, splits auto-adjusted) |
| Public API Access | No | No |
| Two-Factor Authentication (2FA) | Yes (via SMS and authenticator app) | Yes (via SMS and authenticator app) |
| Referral Rewards Structure | Yes (country-dependent reward structure) | Yes (monetary bonuses for valid referrals) |
| Partnership Programs | Yes (affiliate and IB programs) | No |
| Proprietary Technology | Yes (proprietary CopyTrader and Smart Portfolio tech) | No proprietary social or copy trading tech |
| Minimum Trade Size | $10 for stocks/ETFs, 0.01 lots for forex CFDs | 0.01 units for CFDs, £1 for fractional stocks |
| Account Limitations by Region | US: No CFD trading, Limited crypto assets | Limited access in some countries outside EU/UK |
| Account Verification Requirements | Passport/ID, Address proof, Selfie for KYC | Passport/ID, Address proof, Income proof (sometimes) |
| Execution Transparency | Slippage reports available in regulatory filings | Low-slippage claims but no public reporting |
| Chart Timeframes | Multiple timeframes (1 minute to 1 month) | Multiple timeframes (1 minute to 1 month) |
| Indicator Limit per Chart | Up to 10 indicators per chart | Up to 9 indicators per chart |
| Drawing Tools for Charts | Yes (trendlines, Fibonacci, text notes) | Yes (trendlines, Fibonacci, annotations) |
| Community Sentiment Analysis | Yes (based on community activity) | No |
| Investment Automation | Copy portfolios and automatic reallocation | Pie investments and automatic rebalancing |
| Crypto-to-Crypto Trading | No (crypto pairs via CFDs only) | No (crypto pairs only through fiat conversions) |
| Auto-Close Feature | Yes (for stop-loss and take-profit levels) | Yes (for stop-loss and take-profit levels) |
| Platform Updates Frequency | Frequent updates (new social features, assets added often) | Frequent updates (additional assets and UI enhancements) |
| Maximum Copy Trades per User | 100 open positions per copied user | No copy trading feature |
| Learning Curve for Beginners | Medium (due to social trading complexity) | Easy (simplified UI for new investors) |
| Mobile vs Desktop Functionality | Full parity between web and mobile apps | Full parity between web and mobile apps |
eToro and Trading 212 both offer commission-free stock trading, but eToro excels with social and copy trading, while Trading 212 stands out for its customizable investment pies and auto-rebalancing. Each platform suits different trading styles and goals.